Duit — Privacy Policy
Duit is an expense tracker. This policy explains what it does with information on your phone. In short: your ledger never leaves your device. The only data that goes over the internet is what the advertising SDK collects, described in section 5.
1. What Duit keeps, and where
Everything you record in Duit — entries, accounts, categories, budgets, tags, templates, standing (recurring) entries, receipt photos and your settings — is stored only in the app's private storage on your device. Duit has no account, no login and no server, and it never uploads your ledger.
A backup file is created only when you choose Save a backup or Export as CSV, and it is written to the place you pick. What happens to it after that is up to you.
2. Notification capture (optional, off by default)
If you grant notification access, Duit reads notifications only from the apps on its list (banks and e-wallets, plus any you add yourself). It works out the amount and payee on your device and keeps the reading, with the notification's text, as a suggestion waiting for you to confirm or dismiss. Nothing is added to your ledger without your confirmation. Answered suggestions, and the notification text with them, are deleted after 14 days. Notification content is never sent off your device. Duit does not read SMS.
You can withdraw notification access at any time in Android's settings.
3. Camera and photos (optional)
If you photograph or pick a receipt, the image is stored in Duit's private storage. Its text is read on your device (Google ML Kit text recognition); the image and its text are not uploaded.
4. App lock (optional)
The app lock uses Android's own screen lock and biometric prompt. Duit never receives your PIN, fingerprint or face data; Android only tells it whether you were verified.
5. Advertising
Duit shows ads using the Google Mobile Ads SDK. To serve and measure ads and to prevent fraud, the SDK collects and shares with Google:
- your device's IP address, which may be used to estimate its general location;
- interactions with the app, such as launches and taps on ads;
- diagnostic information about app and SDK performance;
- device identifiers, including the Android advertising ID and app set ID.
This data is encrypted in transit. None of your ledger, receipts or notification content is ever given to the ads SDK. Where the law requires consent (for example in the EEA and UK), Duit asks for it through Google's consent form, and you can change your choice later from More → Ad privacy choices. You can reset or delete your advertising ID in Android's settings.
How Google uses this data: policies.google.com/technologies/partner-sites · Google's privacy policy: policies.google.com/privacy
6. Children
Duit is not directed at children under 13 and does not knowingly collect their information.
7. Deleting your data
Because your data is only on your device, you control it completely: uninstalling Duit, or clearing its storage in Android's settings, deletes all of it. Backup files you exported are not touched by this; delete them where you saved them.
8. Changes
If this policy changes, the new version will be published at this address with a new effective date.
9. Contact
Questions about this policy: work.dash10101@gmail.com
Duit — Dasar Privasi
Duit ialah aplikasi penjejak perbelanjaan. Ringkasnya: lejar anda tidak pernah meninggalkan peranti anda. Satu-satunya data yang dihantar melalui internet ialah yang dikumpul oleh SDK iklan (bahagian 5).
1. Data yang disimpan
Semua catatan, akaun, kategori, bajet, tag, templat, catatan berulang, foto resit dan tetapan disimpan hanya dalam storan peribadi aplikasi di peranti anda. Tiada akaun, tiada pelayan, tiada muat naik. Fail sandaran hanya dibuat apabila anda memilihnya, di tempat yang anda pilih.
2. Tangkapan pemberitahuan (pilihan)
Jika anda memberi akses, Duit hanya membaca pemberitahuan daripada aplikasi dalam senarainya, memprosesnya di peranti, dan menunggu pengesahan anda sebelum apa-apa direkodkan. Cadangan yang telah dijawab, bersama teks pemberitahuannya, dipadam selepas 14 hari. Kandungan pemberitahuan tidak dihantar keluar dari peranti. Duit tidak membaca SMS.
3. Kamera dan foto (pilihan)
Foto resit disimpan dalam storan peribadi Duit dan teksnya dibaca di peranti (Google ML Kit); tiada yang dimuat naik.
4. Kunci aplikasi (pilihan)
Menggunakan kunci skrin dan biometrik Android; Duit tidak menerima PIN, cap jari atau data wajah anda.
5. Iklan
SDK Google Mobile Ads mengumpul dan berkongsi dengan Google: alamat IP (anggaran lokasi umum), interaksi dengan aplikasi, maklumat diagnostik, dan pengecam peranti termasuk ID pengiklanan Android. Data ini disulitkan semasa penghantaran. Lejar, resit dan kandungan pemberitahuan anda tidak pernah diberikan kepada SDK iklan. Pilihan privasi iklan boleh diubah di Lagi → Pilihan privasi iklan; ID pengiklanan boleh ditetapkan semula dalam tetapan Android.
6. Kanak-kanak
Duit tidak ditujukan kepada kanak-kanak bawah 13 tahun.
7. Memadam data
Nyahpasang Duit atau kosongkan storannya dalam tetapan Android untuk memadam semuanya. Fail sandaran yang anda eksport perlu dipadam di tempat ia disimpan.